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Mortgages for UK Citizens Living Abroad

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Mortgages for UK Citizens Living Abroad

    • 4.07% Initial
    • 5 year fixed
    • 6.6% APRC
    • Cashback Max £250
      Free Legals
      Free Valuation
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    • 4.10% Initial
    • 5 year fixed
    • 6% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes
    • 4.14% Initial
    • 5 year fixed
    • 6.3% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes
    • 4.17% Initial
    • 5 year fixed
    • 6.4% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes
    • 4.17% Initial
    • 2 year fixed
    • 6.7% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes
    • 4.18% Initial
    • 5 year fixed
    • 6.7% APRC
    • Cashback Max £250
      Free Legals
      Free Valuation
    • Get quotes
    • 4.18% Initial
    • 5 year fixed
    • 6.7% APRC
    • Cashback Max £250
      Free Legals
      Free Valuation
    • Get quotes
    • 4.19% Initial
    • 5 year fixed
    • 6% APRC
    • Cashback Max £1,250
      Free Legals
      Free Valuation
    • Get quotes
    • 4.19% Initial
    • 2 year fixed
    • 8% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes
    • 4.20% Initial
    • 5 year fixed
    • 6% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes

Representative example based on a fixed rate mortgage

A mortgage of £375,000 payable over 20 years initially on a fixed rate for 5 years at 4.38% and then at the standard variable rate of 7.65% for the remaining 15 years would require 60 monthly payments of £2,351.88 and then 180 monthly payments of £2,899.55.

The total amount payable would be £663,156.80 which includes interest and product fees of £1,124.

The overall cost for comparison is 6.5% APRC representative.

Early repayment charges may apply.

Mortgages for UK citizens living abroad

UK citizens living abroad can compare mortgages

You may need a UK mortgage if you are a UK citizen living abroad in several circumstances. Suppose you are planning to move back to Britain and need to get everything in order before you leave.

Perhaps you want to supplement your income by renting out a property in the UK. Regardless of your situation, there are mortgage dealers who can help you get the mortgage you want.

 

Residential property purchase in the UK

Even if you live abroad, you may still need a home back home in the UK - many ex-pats work in the UK from time to time and need a place to live during these periods, or they may want to buy a home for family members.

 

Investing in UK buy-to-let properties

UK mortgage providers can help you if you want to purchase a property or a few properties in the UK with the intention of renting them out, without you having to travel to the UK.

 

Mortgages for UK citizens living abroad: points to consider

If you have lived abroad for a long time, you may have trouble getting a mortgage lender to check your credit history. Having no UK credit history can be just as challenging for borrowers as having a poor credit history. Your application can be assessed individually by a specialist mortgage provider.

After living abroad for many years, it can be difficult to understand all the changes in the UK mortgage market that have occurred in recent years if you've lived abroad for many years. Specialist mortgage advisors will be able to assist you in navigating the current UK mortgage market.

To investigate your finance options call our broker team or fill in our call back form -  speak to our independent mortgage broker team who will be able to offer impartial advice or you can call us on 0117 403 3464

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