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90% LTV Mortgages

Mortgages if you have a 10% deposit or 10% equity in your home

I Want To Remortgage I Want To Buy

90% LTV Mortgages

    • 4.59% Initial
    • 5 year fixed
    • 7.2% APRC
    • Cashback Max £200
      Free Legals
      Free Valuation
    • Get quotes
    • 4.64% Initial
    • 5 year fixed
    • 6.5% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes
    • 4.65% Initial
    • 5 year fixed
    • 7% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes
    • 4.69% Initial
    • 5 year fixed
    • 6.8% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes
    • 4.69% Initial
    • 5 year fixed
    • 6.8% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes
    • 4.69% Initial
    • 5 year fixed
    • 7.2% APRC
    • Cashback Max £300
      Free Legals
      Free Valuation
    • Get quotes
    • 4.70% Initial
    • 5 year fixed
    • 7% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes
    • 4.72% Initial
    • 5 year fixed
    • 7.2% APRC
    • Cashback Max £200
      Free Legals
      Free Valuation
    • Get quotes
    • 4.75% Initial
    • 5 year fixed
    • 6.5% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes
    • 4.78% Initial
    • 5 year fixed
    • 6.6% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes

Representative example based on a fixed rate mortgage

A mortgage of £375,000 payable over 20 years initially on a fixed rate for 5 years at 4.38% and then at the standard variable rate of 7.65% for the remaining 15 years would require 60 monthly payments of £2,351.88 and then 180 monthly payments of £2,899.55.

The total amount payable would be £663,156.80 which includes interest and product fees of £1,124.

The overall cost for comparison is 6.5% APRC representative.

Early repayment charges may apply.

There are currently mortgage options if you have 10% equity or a 10% deposit.

The good news is that through our partners, we can access lenders who will consider a 90% LTV mortgage.

How To Get A 90% LTV Mortgage

Not all lenders offer 90% loan-to-value (LTV) mortgages and those that do have set criteria for determining whether they are happy to lend on this basis.

Things to be mindful of include:

  • Lenders will charge you a higher interest rate on your mortgage if you only have a 10% deposit. Increasing your deposit to 15% will help lower the cost of borrowing.
  • While some lenders will be happy to lend if you have a 10% deposit, their decision will be based on affordability criteria, such as your income, previous credit record, and the amount you wish to borrow.

Still Haven't Found What You Are Looking For? Get Personalised Mortgage Quotes
Still Haven't Found What You Are Looking For? Get Personalised Mortgage Quotes