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Mortgages for Sports Professionals

Best Mortgage Rates

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Mortgages for Sports Professionals

    • 4.07% Initial
    • 5 year fixed
    • 6.6% APRC
    • Cashback Max £250
      Free Legals
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    • 4.10% Initial
    • 5 year fixed
    • 6% APRC
    • Cashback £0
      Free Legals
      Free Valuation
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    • 4.14% Initial
    • 5 year fixed
    • 6.3% APRC
    • Cashback £0
      Free Legals
      Free Valuation
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    • 4.17% Initial
    • 5 year fixed
    • 6.4% APRC
    • Cashback £0
      Free Legals
      Free Valuation
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    • 4.17% Initial
    • 2 year fixed
    • 6.7% APRC
    • Cashback £0
      Free Legals
      Free Valuation
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    • 4.18% Initial
    • 5 year fixed
    • 6.7% APRC
    • Cashback Max £250
      Free Legals
      Free Valuation
    • Get quotes
    • 4.18% Initial
    • 5 year fixed
    • 6.7% APRC
    • Cashback Max £250
      Free Legals
      Free Valuation
    • Get quotes
    • 4.19% Initial
    • 5 year fixed
    • 6% APRC
    • Cashback Max £1,250
      Free Legals
      Free Valuation
    • Get quotes
    • 4.19% Initial
    • 2 year fixed
    • 8% APRC
    • Cashback £0
      Free Legals
      Free Valuation
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    • 4.20% Initial
    • 5 year fixed
    • 6% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes

Representative example based on a fixed rate mortgage

A mortgage of £375,000 payable over 20 years initially on a fixed rate for 5 years at 4.38% and then at the standard variable rate of 7.65% for the remaining 15 years would require 60 monthly payments of £2,351.88 and then 180 monthly payments of £2,899.55.

The total amount payable would be £663,156.80 which includes interest and product fees of £1,124.

The overall cost for comparison is 6.5% APRC representative.

Early repayment charges may apply.

 Mortgages for Sport Professionals

Sport Professionals Mortgage Comparison

No matter what sport you play professionally, whether you're an athlete, coach or footballer, getting a mortgage can be a little tricky.

We can help you find the best mortgages for sport professionals and get the property loan you need.

 

A sports professional's guide to getting a mortgage

Mortgage brokers often view professional athletes as a lending risk, despite their potential high net worth.

The reason for this is that many sports professionals are on short-term fixed contracts, for example, with a particular club. Sports professionals can also be highly susceptible to injury depending on the nature of their sport.

Many sport professionals retire in their 30s or 40s, or even sooner depending on the sport they practice, compared to other careers. Depending on their age and their predicted retirement age, some mortgage lenders may be willing to lend to sport professionals.

Additionally, many athletes receive sporadic income from factors such as bonuses, sponsorships, or appearance fees. A standard mortgage lender may also have difficulty assessing this.

 

Sports professionals: how to get a mortgage

If you are a sports professional looking for a mortgage, you will likely be asked about the following points:

  • Many lenders will want to see that you have been playing professionally in your chosen field for at least two years. As a result, they can assess income over time. However, some lenders may offer you a mortgage deal based on anticipated income if you have just signed with a new club or sponsor.

  • Several sportspeople travel regularly as part of their jobs, moving around nationally and internationally. Hence, you may want to discuss the portability of a potential mortgage deal with your chosen mortgage lender to ensure flexibility if you move in the future.

  • It may be difficult to get a UK mortgage deal if you are an overseas citizen who moved to the UK to play your sport professionally. You may be able to find the right mortgage deal with the help of a mortgage broker.

To investigate your finance options call our broker team or fill in our call back form -  speak to our independent mortgage broker team who will be able to offer impartial advice or you can call us on 0117 403 3464

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