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Mortgages for High Earners

Best Mortgage Rates

I Want to Buy I Want to Remortgage

Mortgages for High Earners

    • 3.89% Initial
    • 5 year fixed
    • 5.9% APRC
    • Cashback Max £1,250
      Free Legals
      Free Valuation
    • Get quotes
    • 3.92% Initial
    • 5 year fixed
    • 6.7% APRC
    • Cashback Max £250
      Free Legals
      Free Valuation
    • Get quotes
    • 3.92% Initial
    • 5 year fixed
    • 6.4% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes
    • 3.94% Initial
    • 5 year fixed
    • 6.4% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes
    • 3.97% Initial
    • 5 year fixed
    • 6.5% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes
    • 3.98% Initial
    • 5 year fixed
    • 6% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes
    • 3.99% Initial
    • 5 year fixed
    • 6.5% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes
    • 4.00% Initial
    • 5 year fixed
    • 6.8% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes
    • 4.00% Initial
    • 5 year fixed
    • 5.9% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes
    • 4.00% Initial
    • 2 year fixed
    • 6.7% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes

Representative example based on a fixed rate mortgage

A mortgage of £375,000 payable over 20 years initially on a fixed rate for 5 years at 4.38% and then at the standard variable rate of 7.65% for the remaining 15 years would require 60 monthly payments of £2,351.88 and then 180 monthly payments of £2,899.55.

The total amount payable would be £663,156.80 which includes interest and product fees of £1,124.

The overall cost for comparison is 6.5% APRC representative.

Early repayment charges may apply.

Mortgages for High Earners

The best mortgage deals for high earners

 Lenders offer a range of specially tailored high-value mortgages to various high-earning customers, including private individuals, developers, and real estate investors. Our independent whole-of-market mortgage advisors can help you find mortgages for high earners if you want to borrow more than £1 million to buy a home or development property:

  • Mortgages for high earners
  • Mortgages for buy-to-let investors
  • High-income property portfolio mortgages
  • High-income holiday home mortgages
  • For high earners, commercial mortgages are available

Several mainstream mortgage lenders, as well as specialist private banks, offer mortgage deals for high earners. Generally, these deals are only available to high-net-worth borrowers with a relatively straightforward financial situation, such as a highly paid regular salary.

Having a variety of complex income streams may require you to consider more specialized mortgages for high earners providers.

When searching for mortgages for high earners, keep these things in mind

It is important to remember that potential mortgage lenders will consider various factors when deciding whether or not to lend to you if you are a high earner. Some of the points taken into account may include:

  • Certain mortgage lenders will not offer residential mortgages to high earners for houses with more than nine bedrooms. Listed buildings, renovation projects, and houses made from unconventional materials, such as timber or thatch, can also pose obstacles
  • Your income stream - If you are in the market for a mortgage for high earners, you may not have a salaried job or a regular PAYE income stream. It is possible that you have a variety of income sources, including bonus payments, investments, and other factors that will be relevant to lenders when determining your mortgage affordability, including income from the UK and overseas
  • A mortgage lender will need all the necessary income-related documentation you can provide, including statements of accounts for the past few years if you are self-employed or a company director, as well as evidence of any bonuses, investments, or overseas assets you own 

To investigate your finance options as a high earner, call our broker team or fill in our call back form -  speak to our independent mortgage broker team who will be able to offer impartial advice or you can call us on 0117 403 3464

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Mortgages for High Earners Get Quotes