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Mortgages for Grade 2 Listed Buildings

Best Mortgage Rates

Mortgages for Grade 2 Listed Buildings

    • 3.89% Initial
    • 5 year fixed
    • 5.9% APRC
    • Cashback Max £1,250
      Free Legals
      Free Valuation
    • Get quotes
    • 3.92% Initial
    • 5 year fixed
    • 6.7% APRC
    • Cashback Max £250
      Free Legals
      Free Valuation
    • Get quotes
    • 3.92% Initial
    • 5 year fixed
    • 6.4% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes
    • 3.94% Initial
    • 5 year fixed
    • 6.4% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes
    • 3.97% Initial
    • 5 year fixed
    • 6.5% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes
    • 3.98% Initial
    • 5 year fixed
    • 6% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes
    • 3.99% Initial
    • 5 year fixed
    • 6.5% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes
    • 4.00% Initial
    • 5 year fixed
    • 6.8% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes
    • 4.00% Initial
    • 5 year fixed
    • 5.9% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes
    • 4.00% Initial
    • 2 year fixed
    • 6.7% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes

Representative example based on a fixed rate mortgage

A mortgage of £375,000 payable over 20 years initially on a fixed rate for 5 years at 4.38% and then at the standard variable rate of 7.65% for the remaining 15 years would require 60 monthly payments of £2,351.88 and then 180 monthly payments of £2,899.55.

The total amount payable would be £663,156.80 which includes interest and product fees of £1,124.

The overall cost for comparison is 6.5% APRC representative.

Early repayment charges may apply.

Mortgages for Grade 2 Listed Buildings


Listed buildings: what are they?

 Listed buildings are those with a special architectural or historical significance. It is your responsibility to maintain the character of a listed building if you intend to purchase it.

In England, 92% of all listed buildings are Grade 2 Listed, so it's likely that a listed building you're considering will be in this category if you're searching for a mortgage.

 

Points to consider when obtaining a mortgage for a Grade II listed building

 An experienced surveyor with experience in historic buildings should perform a full structural survey. In addition to their beauty, older buildings may also have structural damage or be made from unusual materials (such as thatch), which could complicate mortgage applications.

If the building you want to purchase requires extensive work, you may need a self-build mortgage.

As listed buildings are subject to strict regulations, you should consult a local conservation officer before making any repairs or alterations to ensure they are legal.

If you have this reassurance in place, you may be able to convince potential mortgage lenders that you are a reliable borrower who has considered the property's future sale potential.

To investigate your  finance options, call our broker team or fill in our call back form -  speak to our independent mortgage broker team who will be able to offer impartial advice or you can call us on 0117 403 3464

Grade 2 Listed Building Mortgage Solutions Get Quotes
Grade 2 Listed Building Mortgage Solutions Get Quotes