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Mortgages for Flat Roof Properties

Best Mortgage Rates

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Mortgages for Flat Roof Properties

    • 4.07% Initial
    • 5 year fixed
    • 6.6% APRC
    • Cashback Max £250
      Free Legals
      Free Valuation
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    • 4.10% Initial
    • 5 year fixed
    • 6% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes
    • 4.14% Initial
    • 5 year fixed
    • 6.3% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes
    • 4.17% Initial
    • 5 year fixed
    • 6.4% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes
    • 4.17% Initial
    • 2 year fixed
    • 6.7% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes
    • 4.18% Initial
    • 5 year fixed
    • 6.7% APRC
    • Cashback Max £250
      Free Legals
      Free Valuation
    • Get quotes
    • 4.18% Initial
    • 5 year fixed
    • 6.7% APRC
    • Cashback Max £250
      Free Legals
      Free Valuation
    • Get quotes
    • 4.19% Initial
    • 5 year fixed
    • 6% APRC
    • Cashback Max £1,250
      Free Legals
      Free Valuation
    • Get quotes
    • 4.19% Initial
    • 2 year fixed
    • 8% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes
    • 4.20% Initial
    • 5 year fixed
    • 6% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes

Representative example based on a fixed rate mortgage

A mortgage of £375,000 payable over 20 years initially on a fixed rate for 5 years at 4.38% and then at the standard variable rate of 7.65% for the remaining 15 years would require 60 monthly payments of £2,351.88 and then 180 monthly payments of £2,899.55.

The total amount payable would be £663,156.80 which includes interest and product fees of £1,124.

The overall cost for comparison is 6.5% APRC representative.

Early repayment charges may apply.

Mortgages For Flat Roof Properties

Getting a mortgage for a flat roof property

Some lenders may hesitate to lend on a property with a flat roof or other non-standard construction because they fear that repossessing the property will make it difficult to sell if the borrower fails to repay their mortgage.

However, flat roofs may have a unique market appeal to buyers, such as larger blocks of flats and houses with flat rooms, like many modern architect-designed homes.

Some lenders may require a roof inspection for flat-roofed properties. They may also limit the overall percentage of flat roof area. However, some lenders may be willing to lend on properties with 100% flat roofs.

Many lenders offer products suitable for flat roof properties, so it's worth shopping around to find the best deal for your specific needs.

Before taking out a mortgage

To get the best mortgage for a flat-roof property, you should consider the type of mortgage you want, such as a capital repayment or interest-only mortgage or a fixed initial rate period.  

Mortgage Lenders That Accept Flat Roof Properties

If you are considering purchasing a flat roof property, or any other non-standard property, you may benefit from the services of an independent mortgage adviser.

If a mortgage adviser offers a whole of market service, he or she can search across a wide range of providers in an attempt to find the best product for their clients using their professional knowledge of the market. It is also possible to obtain a mortgage from certain lenders through an intermediary, which in some cases may be the best deal for a borrower.

Furthermore, independent advisers can provide their clients with impartial advice. 

To investigate your finance options call our broker team or fill in our call back form -  speak to our independent mortgage broker team who will be able to offer impartial advice or you can call us on 0117 403 3464

Flat Roof Property Mortgages Get Quotes
Flat Roof Property Mortgages Get Quotes