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Mortgages for Dentists

Best Mortgage Rates

I Want To Buy I Want to Remortgage

Mortgages for Dentists

    • 3.89% Initial
    • 5 year fixed
    • 5.9% APRC
    • Cashback Max £1,250
      Free Legals
      Free Valuation
    • Get quotes
    • 3.92% Initial
    • 5 year fixed
    • 6.7% APRC
    • Cashback Max £250
      Free Legals
      Free Valuation
    • Get quotes
    • 3.92% Initial
    • 5 year fixed
    • 6.4% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes
    • 3.94% Initial
    • 5 year fixed
    • 6.4% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes
    • 3.97% Initial
    • 5 year fixed
    • 6.5% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes
    • 3.98% Initial
    • 5 year fixed
    • 6% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes
    • 3.99% Initial
    • 5 year fixed
    • 6.5% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes
    • 4.00% Initial
    • 5 year fixed
    • 6.8% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes
    • 4.00% Initial
    • 5 year fixed
    • 5.9% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes
    • 4.00% Initial
    • 2 year fixed
    • 6.7% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes

Representative example based on a fixed rate mortgage

A mortgage of £375,000 payable over 20 years initially on a fixed rate for 5 years at 4.38% and then at the standard variable rate of 7.65% for the remaining 15 years would require 60 monthly payments of £2,351.88 and then 180 monthly payments of £2,899.55.

The total amount payable would be £663,156.80 which includes interest and product fees of £1,124.

The overall cost for comparison is 6.5% APRC representative.

Early repayment charges may apply.

Mortgages for Dentists

Mortgages for Dentists

It is quite likely that you have an above average income as a dentist, but proving this to mainstream mortgage lenders can sometimes be challenging due to the specialised nature of the profession.

If you are an NHS dentist or in private practice, you may earn income from employment, self-employment, or a combination of both. Dentists working at NHS dental practices may still undertake freelance private work, which can provide them with extra income that may vary in amount and frequency.  The director of your own company may be you if you run your own dental practice. A mortgage lender's affordability calculations can be affected by any of these factors.

As a dentist, we can help you find the right mortgage deal that meets your specific requirements, whether you are looking for a new mortgage, remortgaging or buying your first home.

Here are some things to keep an eye out for

The lender or broker will want to know a few details about your type of employment when you apply for a dentist mortgage, such as whether you work in private practice, for the NHS, or both. They will also want to know if you are an employee, self-employed, or own a company.

In some areas, NHS professionals, including dental nurses, are eligible for key worker housing schemes. These schemes, however, do not usually apply to dentists themselves.

In a dental surgery, however, they may be worth considering if you work in a supporting role.

 

To investigate your finance options call our broker team or fill in our call back form -  speak to our independent mortgage broker team who will be able to offer impartial advice or you can call us on 0117 403 3464

Mortgages for Dentists Get Specialist Advice
Mortgages for Dentists Get Specialist Advice