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Mortgages for British Expats

Best Expat Mortgage Rates

Mortgages for British Expats

    • 3.89% Initial
    • 5 year fixed
    • 5.9% APRC
    • Cashback Max £1,250
      Free Legals
      Free Valuation
    • Get quotes
    • 3.92% Initial
    • 5 year fixed
    • 6.7% APRC
    • Cashback Max £250
      Free Legals
      Free Valuation
    • Get quotes
    • 3.92% Initial
    • 5 year fixed
    • 6.4% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes
    • 3.94% Initial
    • 5 year fixed
    • 6.4% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes
    • 3.97% Initial
    • 5 year fixed
    • 6.5% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes
    • 3.98% Initial
    • 5 year fixed
    • 6% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes
    • 3.99% Initial
    • 5 year fixed
    • 6.5% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes
    • 4.00% Initial
    • 5 year fixed
    • 6.8% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes
    • 4.00% Initial
    • 5 year fixed
    • 5.9% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes
    • 4.00% Initial
    • 2 year fixed
    • 6.7% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes

Representative example based on a fixed rate mortgage

A mortgage of £375,000 payable over 20 years initially on a fixed rate for 5 years at 4.38% and then at the standard variable rate of 7.65% for the remaining 15 years would require 60 monthly payments of £2,351.88 and then 180 monthly payments of £2,899.55.

The total amount payable would be £663,156.80 which includes interest and product fees of £1,124.

The overall cost for comparison is 6.5% APRC representative.

Early repayment charges may apply.

Mortgages for British Expats

Find the best mortgage deals for British expats

A British expat who has lived abroad for a considerable amount of time may find it difficult to get a mortgage within Great Britain.

You won't have to worry about arranging a mortgage from the other side of the world - our expert whole of market mortgage advisors will assist you from beginning to end.

Compare mortgages for British Expats Living Abroad

You may wish to obtain a UK mortgage if you are a British expat living abroad for many reasons. If you're planning a permanent relocation back to Britain, you want to make sure that everything is in place and ready for you to move in before you leave.

Perhaps you want to supplement your income from your overseas home by renting out a property within the UK. 

A British expat's guide to buying a residential property in the UK

If you live abroad but need a residential property back home in the United Kingdom, our mortgage team advisor can help you.

You may want to buy a residential property in the UK as a British expat for several reasons. It is not uncommon for British expats to work in the United Kingdom from time to time and need a house or flat during these times. Alternatively, you may wish to purchase a home for family members back in Britain or an apartment for a child returning to the UK for studies.

Expats purchasing buy-to-let properties in the UK

UK mortgage brokers can arrange the purchase for you quickly and easily, without requiring you to visit Britain, if you want to buy a property or a portfolio of properties within Great Britain to let out.

Points to contemplate when looking for mortgages for British expats living abroad

An extended absence from the United Kingdom may cause issues when a mortgage lender checks your credit history.

It may be difficult to live a normal life if you do not have a credit history in the United Kingdom. We can assess your situation and advise you on the best course of action based on your options.

After living outside the UK for several years, it may be difficult to grasp all the changes within the British mortgage market that have occurred in recent years. Specialist mortgage advisers can help you navigate the current UK mortgage market more efficiently.

 

To investigate your expat finance options call our broker team or fill in our call back form -  speak to our independent mortgage broker team who will be able to offer impartial advice or you can call us on 0117 403 3464

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