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Mortgage With a Home Improvement Loan

Best Home Improvement Loan Rates

I Want a Homeowner Loan I Want to Remortgage

Mortgage With a Home Improvement Loan

    • 4.07% Initial
    • 5 year fixed
    • 6.3% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes
    • 4.07% Initial
    • 5 year fixed
    • 6.3% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes
    • 4.09% Initial
    • 3 year fixed
    • 7.3% APRC
    • Cashback Max £250
      Free Legals
      Free Valuation
    • Get quotes
    • 4.09% Initial
    • 3 year fixed
    • 7.3% APRC
    • Cashback Max £250
      Free Legals
      Free Valuation
    • Get quotes
    • 4.11% Initial
    • 5 year fixed
    • 5.8% APRC
    • Cashback £0
      Free Legals
      Free Valuation
    • Get quotes

Representative example based on a fixed rate mortgage

A mortgage of £375,000 payable over 20 years initially on a fixed rate for 5 years at 4.38% and then at the standard variable rate of 7.65% for the remaining 15 years would require 60 monthly payments of £2,351.88 and then 180 monthly payments of £2,899.55.

The total amount payable would be £663,156.80 which includes interest and product fees of £1,124.

The overall cost for comparison is 6.5% APRC representative.

Early repayment charges may apply.

Mortgage With Home Improvement Loan

Would you like to raise additional funds for home improvements? Contact us to discuss your requirements or fill out our callback request form based on your circumstances.

There a number of different ways you can raise finance if you are an existing homeowner, with options dependent on your situation. One route may be to remortgage raising additional capital to make the home improvements you need. This can be a cost effective way of doing this, but will depend on a number of factors including whether your income or joint income supports the borrowing, your current mortgage and whether you have early penalty charges if you redeem your current mortgage. A second mortgage that sits behind your first mortgage may also be an option. Whilst 2nd mortgages often are more expensive in terms of annual interest charged, they offer flexibility and also the ability to stretch your income as a number of lenders offer a multiple of income in excess of what standard mortgage companies offer. 

We work with the following mortgage service providers: 

  • We offer expert advice on remortgaging
  • We have access to high street and specialist lenders
  • We also provide second charge financing for home improvements 

Independent Advice

If you are not sure of your options in raising finance for home improvements speak to our independent mortgage broker team who will be able to offer impartial advice or you can call us on 0117 403 3464

Looking for a Homeowner Loan? Get Bespoke Advice
Looking for a Homeowner Loan? Get Bespoke Advice